underwrite

verb

un·​der·​write ˈən-dər-ˌrīt How to pronounce underwrite (audio)
ˈən-də-,
ˌən-dər-ˈrīt,
ˌən-də-
underwrote ˈən-dər-ˌrōt How to pronounce underwrite (audio)
ˈən-də-,
ˌən-dər-ˈrōt,
ˌən-də-
; underwritten ˈən-dər-ˌri-tᵊn How to pronounce underwrite (audio)
ˈən-də-,
ˌən-dər-ˈri-tᵊn,
ˌən-də-
; underwriting ˈən-dər-ˌrī-tiŋ How to pronounce underwrite (audio)
ˈən-də-,
ˌən-dər-ˈrī-,
ˌən-də-

transitive verb

1
: to write under or at the end of something else
2
: to set one's name to (an insurance policy) for the purpose of thereby becoming answerable for a designated loss or damage on consideration of receiving a premium percent : insure on life or property
also : to assume liability for (a sum or risk) as an insurer
3
: to subscribe to : agree to
4
a
: to agree to purchase (something, such as security issue) usually on a fixed date at a fixed price with a view to public distribution
b
: to guarantee financial support of
underwrite a project

intransitive verb

: to work as an underwriter

Examples of underwrite in a Sentence

a university willing to underwrite an archaeological expedition
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
The same advantages underwrote the rise of the biggest dinosaurs as well as more recent giants like the sloths and mastodons. Riley Black, Smithsonian Magazine, 11 July 2025 Goldman is wading back into the market for SPACs and is open to underwriting new deals for SPAC companies, Bloomberg reported on June 17. Luisa Beltran, Fortune, 1 July 2025 The lender that approves your application, underwrites the loan and closes on the house is known as the mortgage originator. Kelsey Neubauer, CNBC, 26 June 2025 The calculus of Biden and his predecessors was that America underwrites European security, and in return has a huge influence over political, diplomatic and even cultural happenings on the Continent and beyond. Alexander Smith, NBC news, 25 June 2025 See All Example Sentences for underwrite

Word History

First Known Use

14th century, in the meaning defined at transitive sense 1

Time Traveler
The first known use of underwrite was in the 14th century

Browse Nearby Words

Cite this Entry

“Underwrite.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/underwrite. Accessed 20 Jul. 2025.

Kids Definition

underwrite

verb
un·​der·​write ˈən-də(r)-ˌrīt How to pronounce underwrite (audio)
ˌən-də(r)-ˈrīt
underwrote -ˌrōt How to pronounce underwrite (audio)
-ˈrōt
; underwritten -ˌrit-ᵊn How to pronounce underwrite (audio)
-ˈrit-ᵊn
; underwriting -ˌrīt-iŋ How to pronounce underwrite (audio)
-ˈrīt-
1
: to write under or at the end of something else
2
: to set one's name to (an insurance policy) and thereby agree to insure against specified loss or damage
3
: to agree to
4
a
: to agree to purchase (as security issue) usually on a fixed date at a fixed price with a plan of distribution to the public
b
: to guarantee financial support of
underwrite the project
underwriter
ˈən-də(r)-ˌrīt-ər
noun

Legal Definition

underwrite

transitive verb
underwrote -ˌrōt, -ˈrōt How to pronounce underwrite (audio) ; underwritten -ˌrit-ᵊn, -ˈrit-ᵊn How to pronounce underwrite (audio) ; underwriting
1
a
: to assume liability for (a risk) as an insurer
the insurer underwrites individuals, not the group, in franchise health insurance
b
: to issue or set the terms of (an insurance policy)
2
: to agree to purchase (all or part of a security issue) usually on a fixed date at a fixed price with the purpose or plan to resell by means of a public offering
was a security brokerage firm which as part of its business underwrote speculative new issuesUFITEC, S.A. v. Carter, 135 Cal. Rptr. 607 (1977)
3
a
: to put up funds for or guarantee financial support of
b
: to assess the risk of (as a loan)

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