self-insure
verb
self-in·sure
ˌself-in-ˈshu̇r 
-in-ˈshər-
self-insured; self-insuring; self-insures
: to insure oneself
especially
: to practice self-insurance
Examples of self-insure in a Sentence
Recent Examples on the Web
The Benz-Bushlings are self-insured through the husband’s job as an electrical engineer at American Electric Power, which means medical care is paid for by the employer, instead of a larger insurance company.
—
Kate Snow, NBC news, 25 Sep. 2025
There’s also the option to self-insure—but that requires a hefty cushion.
—Andrew Rosen, Forbes.com, 18 Sep. 2025
The money for worker’s compensation checks comes from worker’s compensation insurance companies and from employers who are self-insured for worker’s comp.
—Tom Kertscher, jsonline.com, 5 Sep. 2025
Already, businesses, governments, and investors are fundamentally changing their practices to try to self-insure instead.
—Adam S. Posen, Foreign Affairs, 19 Aug. 2025
Like many government entities, Los Angeles County is self-insured.
—Calmatters, Mercury News, 11 July 2025
Like many local government agencies, the city of San Diego is primarily self-insured.
—Jeff McDonald, San Diego Union-Tribune, 22 June 2025
The law doesn't protect residents with plans based in other states or plans from a Maine employer who self-insures.
—Jordan Rau, CBS News, 27 Mar. 2025
On the one hand are people – or private equity firms – with the cash to pay for hugely expensive home upgrades, such as rebuilding on stilts, or who can afford to self-insure and repair their properties.
—Stephanie Hanes, The Christian Science Monitor, 7 Jan. 2025
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Kate Snow, NBC news, 25 Sep. 2025
There’s also the option to self-insure—but that requires a hefty cushion.
—Andrew Rosen, Forbes.com, 18 Sep. 2025
The money for worker’s compensation checks comes from worker’s compensation insurance companies and from employers who are self-insured for worker’s comp.
—Tom Kertscher, jsonline.com, 5 Sep. 2025
Already, businesses, governments, and investors are fundamentally changing their practices to try to self-insure instead.
—Adam S. Posen, Foreign Affairs, 19 Aug. 2025
Like many government entities, Los Angeles County is self-insured.
—Calmatters, Mercury News, 11 July 2025
Like many local government agencies, the city of San Diego is primarily self-insured.
—Jeff McDonald, San Diego Union-Tribune, 22 June 2025
The law doesn't protect residents with plans based in other states or plans from a Maine employer who self-insures.
—Jordan Rau, CBS News, 27 Mar. 2025
On the one hand are people – or private equity firms – with the cash to pay for hugely expensive home upgrades, such as rebuilding on stilts, or who can afford to self-insure and repair their properties.
—Stephanie Hanes, The Christian Science Monitor, 7 Jan. 2025
Cite this Entry
“Self-insure.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/self-insure. Accessed 4 Nov. 2025.
Copy CitationLegal Definition
self-insure
transitive verb
self-in·sure
ˌself-in-ˈshu̇r
: to insure by self-insurance (as in workers' compensation)
an employer wishing to self-insure its liability—Pennsylvania Statutes
Pennsylvania Statutes
: to use self-insurance
a governmental agency that self-insures
self-insurer
noun
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