incontestability clause
noun
                                                                                                                            
                                                            in·con·tes·ta·bil·i·ty clause
                    
                                                                                                              
                                                                                                                              
            ˌin-kən-ˌtes-tə-ˈbi-lə-tē-
                                                      
                                                          
                                
              
          
                                                      : a clause in an insurance policy that forbids the insurer from disputing the policy (as on the ground that the insured made false statements) after a set period of time                                      
                
                    
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  Merriam-Webster unabridged




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